Kimberlee Sipe has been in the financial services industry for over 15 years. She has the CRPC® or
Chartered Retirement Planning CounselorSM designation and began her career in the insurance sector with a division of Citigroup in 2002 and moving to Principal Financial Group in 2004. Rather than only offering insurance solutions, full-service planning was more of her interest. Ms. Sipe became a financial advisor with Wachovia Securities (now Wells Fargo) Private client group in 2006. In 2009, she joined Capital Investment Group, Inc. as an Independent Advisor, working with Capital Bank. In March of 2012, she remained with Capital Investment Group, Inc. as an Independent Financial Advisor and founded InSight Investment Planning, Inc. She is registered with FINRA holding series 7 & 65 licenses and has the CRPC (Chartered Retirement Planning Counselor) designation. She is registered in North Carolina for life, health, disability, and long-term care insurances and registered in NC, SC, Va, CA and OR for securities.
Working with the North Carolina Nonprofit community is a niche in which Ms. Sipe began working with when the 403b retirement plan landscape began to change in 2008. She is no stranger to public speaking on a variety of topics from finance to professional development and has had the privilege to do so for audiences of her peers and other professionals. Ms. Sipe is a member of the Financial Services Institute for Independent financial advisors. She has served as a chairperson and board member for the Raleigh Chamber of Commerce, member of the External Relations Committee for Prevent Child Abuse NC, wrote monthly articles on professional development for Women’s Edge Magazine, and taught financial continuing education classes for Meredith College. She is also a proud alumnus of The University of North Carolina at Chapel Hill and East Carolina University.
When it comes to investing, trust is important. That is why personal relationships are of the highest value with clients. Financial contributions, market growth/decline, dividends and appropriately suitable portfolio allocations are all contributing factors to the success of an investment portfolio and retirement income plan. Investment portfolios should consist of dividend generating investments complemented with growth opportunity, consistent contributions and solid investment selections that are favored in the current market environment.
Overall investment planning should focus on short-term, intermediate and long-term needs of the client. Your investment plan should pay dividends when possible and be tax-favorable with tax-free or tax-deferred. Income strategies are very important and clients should have a systematic plan of how to take income from all investment sources.